Small Business
Insurance & Covers
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Expert advisors, here to help.
Our friendly, UK-based advisors are available to guide you through your insurance needs and find the right solution for your business.
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Tailored recommendations to fit your requirements
Stress-free support from friendly, UK-based advisors
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Award - winning service
We're trusted by thousands of business owners across the UK
We can help with all your commercial insurance needs
Comprehensive Protection
Located in Lancaster, our advisors are here to help
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We compare quotes from leading insurers
We’ll find you the right small business insurance package
Our experts advise a diverse range of businesses on the right insurance package for the right price. Let us take the hassle away by understanding what’s important to you and recommending a simple, tailored insurance solution to meet your business needs.
Public Liability
Protects against claims made against you by third parties
Employer’s Liability
Required by law if you have staff, to protect them against injuries whilst they are at work
Business Contents
Protects your possessions and equipment at your business premises
Buildings
Provides cover if your business premises is damaged and can cover repairs and rebuild costs
Legal Protection
Protects against unexpected legal disputes and costs
Business Interruption
Protects you against the financial loss suffered as the result of a property claim
What our customers have to say...
"Insurance the way it should be. Premierline are easy to deal with - the staff are superb and guide you through getting your insurance sorted properly"
Sports & Social Club
Customer since February 2023
Small business insurance FAQs
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Premierline Business Insurance Broker is a trading name of Premierline Limited, registered in England and Wales under company number 4521167. Registered Office: Lancaster Business Park, 4 Mannin Way, Lancaster, LA1 3SW. Premierline Limited is authorised and regulated by the Financial Conduct Authority and is covered by the Financial Ombudsman Service. Our FCA registration number is 304779.
© 2025 Premierline Limited. All rights reserved.
4.8 / 5
Independent service rating based on 401 verified reviews
We are a long standing customer and have always received very good service from PremierLine. Pricing is competetive.
Excellent service, very helpful. I was not rushed into making a decision, and was given good advice
Excellent company to work with. Competitive pricing and friendly helpful staff . I would highly recommend.
Professional and friendly came across as if they genuinely wanted to help and ensure the most appropriate insurance was in place without actually saying you should do this or should not do this. Really fantastic to feel premierline was on both sides of both the insurance and my business needs.
Date of Purchase: 01/01/2025
Date of Purchase:06/01/2025
Date of Purchase: 22/11/2024
Date of Purchase: 16/11/2024
4.8 / 5
Independent service rating based on 401 verified reviews
Small business insurance FAQs
Whether or not you’re legally required to have business insurance depends on your particular business. Some covers may be a legal requirement or may be required by regulatory bodies.
Every small business should take out insurance to protect against any number of risks, from damage to property to injury to others. Without the right small business insurance, your organisation could be financially liable to rectify damage or cover compensation and legal costs if someone gets hurt.
Your business insurance needs depend on what you do for a living. Public liability insurance is recommended for most businesses, to protect against claims made against you by third parties. You may wish to consider other covers as well such as business contents, buildings and employers’ liability insurance which is required by law if you have staff. Further covers are available such as commercial legal expenses and business interruption which can help protect the loss of income following damage to property by an insured event.
If you are unsure of your business insurance requirements, arrange a call with one of our insurance advisors who will be able to give advice on the right cover for your business. With many years’ experience arranging cover for businesses large and small, we know the risks you face and have access to the solutions available to protect against them.
The cost of your small business insurance will depend on your business activities, location and the amount and type of goods you wish to insure. Like any other insurance, generally the more cover you require the higher the premium.
